Influence of credit information sharing on the performance of commercial banks operating in kisii county, Kenya

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dc.contributor.author Otete, Erick Osoro
dc.contributor.author Muturi, Willy
dc.contributor.author Mogwambo, Vitalis Abuga
dc.date.accessioned 2018-11-21T13:29:56Z
dc.date.available 2018-11-21T13:29:56Z
dc.date.issued 2016
dc.identifier.issn 2412-0294
dc.identifier.uri http://ir.jooust.ac.ke:8080/xmlui/handle/123456789/2956
dc.description.abstract Kenyan banking sector has been riddled with many cases of loan defaults and collapse of some banks. As a result, Credit reference bureaus were established in 2010, to facilitate credit information sharing among commercial banks in Kenya. The purpose of this study was to assess the influence of credit information sharing on the performance of commercial banks. The research used the primary data collected using questionnaires and secondary data obtained from bank records and CBK reports. The findings revealed that the overall volume of lending in the banks has increased due to information sharing. The study also established that the influence of customer credit reports on performance measured by ROA and ROE is also statistically not significant meaning that the influence may be by chance or other factors and not customer credit reports only. The rate of defaulting by customers has been minimized with the use of credit reports and Customer Credit reports from CRBs help in pricing of loans in the institutions which has improved our overall profitability en_US
dc.language.iso en en_US
dc.publisher www.ijssit.com en_US
dc.subject Credit reports en_US
dc.subject credit information sharing en_US
dc.subject Lending volume en_US
dc.title Influence of credit information sharing on the performance of commercial banks operating in kisii county, Kenya en_US
dc.type Article en_US


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